Source: https://clockwage44.com/tools/ ClockWage44 is a free hours and pay tracker app for iOS and Android: log shifts across every job and see take-home pay after federal tax, state tax, FICA, overtime and deductions. Get the ClockWage44 app: [App Store](https://apps.apple.com/us/app/hours-tracker-time-pay/id6762208276?pt=120576754&ct=clockwage44.md&mt=8) · [Google Play](https://play.google.com/store/apps/details?id=com.ehmtech.clock&referrer=utm_source%3Dclockwage44.md) # ClockWage44 Calculators Free calculators for work hours, overtime, pay periods, and take-home pay. No signup, no email — just answers. ## Pay & Wages - [Back Pay Calculator](https://clockwage44.com/tools/back-pay-calculator/): Add up unpaid hours, missed overtime, and rate shortfalls across pay periods to see the gross back pay you are owed and your estimated take-home. - [Final Paycheck Calculator](https://clockwage44.com/tools/final-paycheck-calculator/): Add up unpaid hours, overtime, and unused PTO to see the gross final pay and estimated take-home you're owed when you quit or get let go. - [First Paycheck Calculator](https://clockwage44.com/tools/first-paycheck-calculator/): Starting a new job? See when your first paycheck lands, how many hours it covers, and its take-home after 2026 withholding, next to your first full check. - [Freelance Hourly Rate Calculator](https://clockwage44.com/tools/freelance-hourly-rate-calculator/): Work backward from the take-home pay you want to the hourly rate you must bill, covering self-employment tax, income tax, expenses, and non-billable time. - [Gig Worker Net Hourly Rate Calculator](https://clockwage44.com/tools/gig-net-hourly-rate-calculator/): Turn your gross gig earnings into your real take-home hourly rate after mileage, expenses, and self-employment tax for DoorDash, Uber, and Instacart drivers. - [Part-Time Paycheck Calculator](https://clockwage44.com/tools/part-time-paycheck-calculator/): See what a part-time schedule really pays after 2026 federal, state, and FICA taxes, with a side-by-side of 20, 25, 30, and 35 hours a week. - [Paycheck Budget Calculator](https://clockwage44.com/tools/paycheck-budget-calculator/): Split your take-home pay into needs, wants, and savings by paycheck and by month, with 50/30/20 or custom splits and a plan for three-paycheck months. - [Sent Home Early Pay Calculator](https://clockwage44.com/tools/sent-home-early-pay-calculator/): Sent home early from a shift? Estimate the reporting-time pay 8 states and DC require, at your own rate or the state minimum wage, and when it applies. - [Severance Pay Calculator](https://clockwage44.com/tools/severance-pay-calculator/): Estimate your severance from weekly pay and years of service, then see your take-home after the 22% federal supplemental tax, FICA, and state withholding for 2026. - [SSDI Income Limit Calculator](https://clockwage44.com/tools/ssdi-income-limit-calculator/): See if your hourly pay crosses the 2026 or 2027 SSDI income limit (SGA), uses a trial work month, or lowers your SSI check, and how many hours you can work. - [Wage Garnishment Calculator](https://clockwage44.com/tools/wage-garnishment-calculator/): See how much of your paycheck can legally be withheld under federal CCPA limits for consumer debt, child support, student loans, or an IRS levy, and what you keep. - [California Waiting Time Penalty Calculator](https://clockwage44.com/tools/waiting-time-penalty-calculator/): Late final paycheck in California? Find your daily rate of pay, the deadline your employer missed, and the Labor Code 203 penalty owed, capped at 30 days. ## Overtime - [12 Hour Shift Pay Calculator](https://clockwage44.com/tools/12-hour-shift-pay-calculator/): Calculate 12 hour shift pay for 2-2-3, DuPont, and 4-on-4-off rotations. Get true per-week overtime, gross pay, and an estimated take-home figure. - [Blended Overtime Calculator](https://clockwage44.com/tools/blended-overtime-calculator/): Enter the hours and pay rate for each job you work in a week to get the FLSA weighted-average regular rate and the blended overtime pay you're owed. - [Double Time Pay Calculator](https://clockwage44.com/tools/double-time-calculator/): Calculate double time pay at 2x your hourly rate, with time-and-a-half and regular pay. Includes a California mode for the over-12 and 7th-day rules. - [Holiday Pay Calculator](https://clockwage44.com/tools/holiday-pay-calculator/): Enter your hourly rate, holiday hours, and premium multiplier to see holiday pay, regular pay, and total gross in seconds. - [On-Call Pay Calculator](https://clockwage44.com/tools/on-call-pay-calculator/): Find out what your on-call rotation really pays: standby hours, callback minimums, and how a stipend changes the overtime rate on your week. - [Overtime vs Second Job Calculator](https://clockwage44.com/tools/overtime-vs-second-job-calculator/): See which pays more: one more overtime hour or an hour at a second job. Net per hour after federal tax, state tax, FICA, and your commute cost. - [Shift Differential Pay Calculator](https://clockwage44.com/tools/shift-differential-calculator/): Add a percent or flat-dollar night, weekend, or holiday premium to your base rate. See your effective shift rate, differential earnings, and total gross pay. - [Split Shift Pay Calculator](https://clockwage44.com/tools/split-shift-pay-calculator/): Work two shifts in one day? Total both segments, check whether you are owed a split shift premium at minimum wage, and see your full daily pay. - [Time and a Half Calculator](https://clockwage44.com/tools/time-and-a-half-calculator/): Multiply any hourly rate by 1.5 and see your overtime pay, regular pay, and total gross for the week in one view. - [Travel Time Pay Calculator](https://clockwage44.com/tools/travel-time-pay-calculator/): Find out what your employer owes for job-site travel and overnight trips, plus how paid travel hours push your workweek into FLSA overtime. - [Workweek Start Day Overtime Calculator](https://clockwage44.com/tools/workweek-start-day-overtime-calculator/): See how many overtime hours a shift rotation earns under all seven FLSA workweek start days, plus the yearly pay gap between the best and worst. - [Overtime Pay Calculator](https://clockwage44.com/tools/overtime-calculator/): Plug in your rate and hours. See your regular pay, overtime pay, total gross, and annual projections. ## Commission - [Commission Pay Calculator](https://clockwage44.com/tools/commission-calculator/): Calculate flat, tiered, or base-plus-commission pay. Enter your sales and rate to see total commission, effective rate, gross pay, and estimated take-home. ## General - [Biweekly Pay Calculator](https://clockwage44.com/tools/biweekly-pay-calculator/): Convert an hourly rate or annual salary into your biweekly paycheck, then see weekly, semimonthly, monthly, and annual equivalents across all 26 pay periods. - [Effective Tax Rate Calculator](https://clockwage44.com/tools/effective-tax-rate-calculator/): Find the percentage of your income you actually pay in federal tax, with your marginal bracket, total tax owed, and a bracket-by-bracket breakdown. - [FICA Tax Calculator](https://clockwage44.com/tools/fica-tax-calculator/): Split any paycheck into its 6.2% Social Security and 1.45% Medicare pieces, including the 2026 wage base and the 0.9% Additional Medicare tax. - [Overtime Income Mortgage Calculator](https://clockwage44.com/tools/overtime-income-mortgage-calculator/): Estimate the monthly income a mortgage lender may count from hourly pay and overtime: base pay, your overtime average, and the lower figure if it is falling. - [Pay Period Calculator](https://clockwage44.com/tools/pay-period-calculator/): Map every payday in the year, count your total pay periods, see how many are left, and flag three-paycheck months from your pay frequency and first payday. - [Pay Raise Calculator](https://clockwage44.com/tools/pay-raise-calculator/): Enter your current pay and a percentage or flat raise to see your new hourly, weekly, monthly, and annual pay plus your after-tax increase. - [Pay Stub Checker](https://clockwage44.com/tools/pay-stub-checker/): Enter what your pay stub says and check the hours, overtime, FICA, federal tax, and net pay line by line. Every number that looks wrong gets flagged. - [Real Hourly Wage Calculator](https://clockwage44.com/tools/real-hourly-wage-calculator/): Subtract commute time, gas, parking, childcare, and work costs from your take-home pay to see the hourly rate your job actually pays you each week. - [Take-Home Pay Calculator](https://clockwage44.com/tools/take-home-pay-calculator/): Calculate your net pay after federal tax, state tax, and FICA using 2026 brackets, with salary or hourly inputs. - [Timesheet Calculator](https://clockwage44.com/tools/timesheet-calculator/): Enter clock-in, clock-out, and unpaid break times for each day of the week to get total hours, decimal hours, and gross pay. - [YTD Income Projection Calculator](https://clockwage44.com/tools/ytd-income-projection-calculator/): Enter the year-to-date totals from any pay stub and project your year-end gross, withholding, and W-2 Box 1 figure before the form arrives. ## Retirement - [401(k) Paycheck Impact Calculator](https://clockwage44.com/tools/401k-paycheck-impact-calculator/): See how a traditional 401(k) contribution changes your take-home pay after pre-tax savings and employer match. ## Salary & Wages - [Hourly to Salary Calculator](https://clockwage44.com/tools/hourly-to-salary-calculator/): Convert any hourly wage into weekly, biweekly, monthly, and annual salary based on the hours and weeks you work, with gross pay broken out by every common pay period. - [Hourly Job Offer Comparison Calculator](https://clockwage44.com/tools/job-offer-comparison-calculator/): Compare two hourly job offers: 2026 take-home pay after federal tax, state tax, FICA, shift premium, and commute, plus the break-even hourly rate. - [Prorated Salary Calculator](https://clockwage44.com/tools/prorated-salary-calculator/): Work out a partial paycheck when you start, leave, or take unpaid days mid-period. Get your prorated gross pay, daily rate, and a full-period comparison. - [Salary to Hourly Calculator](https://clockwage44.com/tools/salary-to-hourly-calculator/): Convert any annual, monthly, biweekly, or weekly salary into an equivalent hourly wage based on the hours and weeks you actually work. ## Tax Withholding - [1099 vs W-2 Calculator](https://clockwage44.com/tools/1099-vs-w2-calculator/): Compare a W-2 salary offer with a 1099 contract at 2026 federal rates, then get the equivalent 1099 rate: the gross revenue that leaves you with the same take-home. - [Bonus Tax Calculator](https://clockwage44.com/tools/bonus-tax-calculator/): Enter your bonus, pick percentage or aggregate withholding, and see federal supplemental tax, FICA, state tax, and your actual take-home for 2026. - [HSA & FSA Paycheck Impact Calculator](https://clockwage44.com/tools/hsa-fsa-paycheck-impact-calculator/): See how much an HSA or FSA contribution actually costs per paycheck once it dodges federal income tax and FICA. - [Mileage Reimbursement Calculator](https://clockwage44.com/tools/mileage-reimbursement-calculator/): Apply the correct 2026 IRS mileage rates, including the July 1 increase to 76 cents a mile, and see your reimbursement plus any taxable excess. - [Net to Gross Paycheck Calculator](https://clockwage44.com/tools/net-to-gross-calculator/): Enter the take-home pay you want each period and reverse-solve the gross pay you need after 2026 federal tax, state tax, and FICA. - [Per Diem Pay Calculator](https://clockwage44.com/tools/per-diem-pay-calculator/): Split a travel paycheck into taxable wages and untaxed per diem, then see federal tax, FICA, state tax, take-home pay, and your blended hourly rate. - [Self-Employment Tax Calculator](https://clockwage44.com/tools/self-employment-tax-calculator/): Enter your net freelance or 1099 profit and see the 15.3% self-employment tax, the Social Security and Medicare split, and the half you can deduct for 2026. - [Two Job Take-Home Pay Calculator](https://clockwage44.com/tools/two-job-take-home-pay-calculator/): Enter each job's rate and hours to see your combined 2026 take-home pay, per-job net, and the withholding gap two W-4s leave you owing. - [W-4 Withholding Calculator](https://clockwage44.com/tools/w4-withholding-calculator/): Check your 2026 federal withholding in one screen: enter your paycheck, filing status, and tax withheld so far to see your refund or balance due and Step 4(c). ## Time & Hours - [Decimal Hours Converter](https://clockwage44.com/tools/decimal-hours-converter/): Convert hours and minutes, an HH:MM string, or a clock-in / clock-out range into decimal hours for payroll, with exact, two-decimal, tenth-hour, and quarter-hour rounding. - [Full-Time Hours Eligibility Calculator](https://clockwage44.com/tools/full-time-hours-eligibility-calculator/): Enter your hours week by week to see if you average 30 hours and clear the ACA full-time threshold for health coverage, plus your employer's cutoff. - [Hours and Minutes Calculator](https://clockwage44.com/tools/hours-and-minutes-calculator/): Add or subtract any number of HH:MM time entries to get a running total in hours and minutes, total decimal hours, and the average per entry. - [Hours Needed for Target Pay Calculator](https://clockwage44.com/tools/hours-needed-for-target-pay-calculator/): Enter your hourly rate and the take-home you need. See the regular and overtime hours it takes to hit that goal after 2026 federal tax, state tax, and FICA. - [Medicaid Work Requirement Hours Calculator](https://clockwage44.com/tools/medicaid-work-requirement-hours-calculator/): See if your monthly hours or pay meet the Medicaid work requirement (80 hours or $580), the hours you still need, and the most you can work under 138% FPL. - [Military Time Converter](https://clockwage44.com/tools/military-time-converter/): Convert military time to standard 12-hour time and back, see the same entry as decimal hours for payroll, and get shift duration across midnight, with a full military time chart. - [PTO Accrual Calculator](https://clockwage44.com/tools/pto-accrual-calculator/): Project your PTO balance for any future date. Enter your accrual rate, pay frequency, and current balance to see hours, days, dollar value, and cap. - [Time Clock Rounding Calculator](https://clockwage44.com/tools/time-clock-rounding-calculator/): See how the 7-minute rule and 5, 6, 10, or 15-minute rounding change your paid hours, and what a week of rounded punches costs you over a year. - [Work Hours in a Year Calculator](https://clockwage44.com/tools/work-hours-in-a-year-calculator/): Count the real work hours in 2026 for your exact schedule. Pick your year and workdays, subtract holidays and PTO, and get monthly and weekly averages. ## Tips & Wages - [Tip Income Calculator](https://clockwage44.com/tools/tip-income-calculator/): Combine hourly wages, tips, and tip-outs to see your gross earnings, effective hourly rate, and estimated take-home — with the 2026 federal tip deduction baked in.