ClockWage44 Calculators
Free calculators for work hours, overtime, pay periods, and take-home pay. No signup, no email — just answers.
Pay & Wages
- Final Paycheck Calculator Add up unpaid hours, overtime, and unused PTO to see the gross final pay and estimated take-home you're owed when you quit or get let go.
- Freelance Hourly Rate Calculator Work backward from the take-home pay you want to the hourly rate you must bill, covering self-employment tax, income tax, expenses, and non-billable time.
- Severance Pay Calculator Estimate your severance from weekly pay and years of service, then see your take-home after the 22% federal supplemental tax, FICA, and state withholding for 2026.
- Wage Garnishment Calculator See how much of your paycheck can legally be withheld under federal CCPA limits for consumer debt, child support, student loans, or an IRS levy, and what you keep.
Overtime
- Blended Overtime Calculator Enter the hours and pay rate for each job you work in a week to get the FLSA weighted-average regular rate and the blended overtime pay you're owed.
- Double Time Pay Calculator Calculate double time pay at 2x your hourly rate, with time-and-a-half and regular pay. Includes a California mode for the over-12 and 7th-day rules.
- Holiday Pay Calculator Enter your hourly rate, holiday hours, and premium multiplier to see holiday pay, regular pay, and total gross in seconds.
- Shift Differential Pay Calculator Add a percent or flat-dollar night, weekend, or holiday premium to your base rate. See your effective shift rate, differential earnings, and total gross pay.
- Time and a Half Calculator Multiply any hourly rate by 1.5 and see your overtime pay, regular pay, and total gross for the week in one view.
- Overtime Pay Calculator Plug in your rate and hours. See your regular pay, overtime pay, total gross, and annual projections.
General
- Effective Tax Rate Calculator Find the percentage of your income you actually pay in federal tax, with your marginal bracket, total tax owed, and a bracket-by-bracket breakdown.
- FICA Tax Calculator Split any paycheck into its 6.2% Social Security and 1.45% Medicare pieces, including the 2026 wage base and the 0.9% Additional Medicare tax.
- Pay Period Calculator Map every payday in the year, count your total pay periods, see how many are left, and flag three-paycheck months from your pay frequency and first payday.
- Take-Home Pay Calculator Calculate your net pay after federal tax, state tax, and FICA using 2026 brackets, with salary or hourly inputs.
- Timesheet Calculator Enter clock-in, clock-out, and unpaid break times for each day of the week to get total hours, decimal hours, and gross pay.
Salary & Wages
- Hourly to Salary Calculator Convert any hourly wage into weekly, biweekly, monthly, and annual salary based on the hours and weeks you work, with gross pay broken out by every common pay period.
- Prorated Salary Calculator Work out a partial paycheck when you start, leave, or take unpaid days mid-period. Get your prorated gross pay, daily rate, and a full-period comparison.
- Salary to Hourly Calculator Convert any annual, monthly, biweekly, or weekly salary into an equivalent hourly wage based on the hours and weeks you actually work.
Tax Withholding
- 1099 vs W-2 Calculator Compare a W-2 salary offer with a 1099 contract at 2026 federal rates, then get the equivalent 1099 rate: the gross revenue that leaves you with the same take-home.
- Bonus Tax Calculator Enter your bonus, pick percentage or aggregate withholding, and see federal supplemental tax, FICA, state tax, and your actual take-home for 2026.
- HSA & FSA Paycheck Impact Calculator See how much an HSA or FSA contribution actually costs per paycheck once it dodges federal income tax and FICA.
- Mileage Reimbursement Calculator Apply the correct 2026 IRS mileage rates, including the July 1 increase to 76 cents a mile, and see your reimbursement plus any taxable excess.
- Net to Gross Paycheck Calculator Enter the take-home pay you want each period and reverse-solve the gross pay you need after 2026 federal tax, state tax, and FICA.
- Self-Employment Tax Calculator Enter your net freelance or 1099 profit and see the 15.3% self-employment tax, the Social Security and Medicare split, and the half you can deduct for 2026.
- W-4 Withholding Calculator Check your 2026 federal withholding in one screen: enter your paycheck, filing status, and tax withheld so far to see your refund or balance due and Step 4(c).
Time & Hours
- Decimal Hours Converter Convert hours and minutes, an HH:MM string, or a clock-in / clock-out range into decimal hours for payroll, with exact, two-decimal, tenth-hour, and quarter-hour rounding.
- Hours and Minutes Calculator Add or subtract any number of HH:MM time entries to get a running total in hours and minutes, total decimal hours, and the average per entry.
- Military Time Converter Convert military time to standard 12-hour time and back, see the same entry as decimal hours for payroll, and get shift duration across midnight, with a full military time chart.